Non-QM Niche Loan Programs
Flexible Mortgage Solutions for Unique Borrowers & Properties
Not every borrower fits traditional lending guidelines. Our Non-QM Niche Loan Programs are designed to provide financing solutions for borrowers with unique income situations, specialized property types, and financing needs that fall outside conventional mortgage programs.
Whether you're a wage earner, real estate investor, or purchasing a specialty property, we offer flexible options to help you achieve your goals.
Program Highlights
- Wage Earners may qualify with a Written Verification of Employment (WVOE) only
- No pay stubs or bank statements required for eligible WVOE borrowers
- One Score / No Score credit programs available
- Loan amounts from $4 Million to $5 Million (case-by-case)
- Financing available for a wide range of unique borrower profiles
Eligible Property Types
- Condotels
- Manufactured Homes
- Short-Term Rental Properties (Airbnb & Vacation Rentals)
- 2–4 Unit Residential Properties
- Rural Properties
Financing Beyond Conventional Guidelines
When traditional loan programs don't fit your situation, our Non-QM lending solutions offer the flexibility you need. We work with a broad network of lending partners to match borrowers with programs designed for unique income documentation, specialty properties, and non-traditional financing scenarios.
Our experienced mortgage professionals will help you navigate your options and find the right loan for your individual needs.
Contact us today to learn more about our Non-QM Niche Loan Programs and discover which financing solution is right for you.